FHA minimum credit score requirements

The score that is used to determine eligibility is called the “decision credit score” also know as your “middle score”
If one borrower on a joint application only has “nontraditional credit” and the other has a middle credit score of less than 500 are ineligible.bad credit loan, bad credit loans, poor credit loans, poor credit home loan, bad credit home, fha credit score

If there is more than one borrower, the lender will:
1. Pull the credit score for each borrower
2. Select the lowest credit score of the borrower to use as the “middle credit score” to determine eligibility.

Pre-Qualify Today!

  • Purchase programs with as little as 3.5% down payment.

Step 1

Submit your contact information.

Step 2

A Lender will contact you to discuss your loan needs.

Step 3

A Pre-Qualification letter will be provided to submit with your offer.

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