How to remove disputes from your credit report within 48 hours.
Before you close on a mortgage you must remove disputes from your credit report. When you do credit repair, either on your own or through a credit repair company they will dispute accounts on your report. When you dispute an account on your credit report the Credit Bureau adds a comment that you disputed the accuracy of that account. That dispute notation can remain on your credit report long after the dispute is completed.
Open disputes aren’t always removed automatically
Even after a dispute is resolved, the comments saying the account is being disputed do not always automatically get removed. These dispute comments can stay on your report for years in some cases. Removing disputes from your report is actually a very simple process that will take you about 20 minutes to complete. All three Credit Bureaus will have the dispute comments removed within 24-72 hours.
Get a copy of your credit report
Once you have your credit report write down the accounts that you need to remove disputes from. You will now need to call each Credit Bureau that lists dispute comments on your report. Tell them you need to remove dispute comments from all of the accounts on your report.
Below are working phone numbers to connect you to a live person with all three Credit Bureaus.
(714) 830-7000 | Press 0 to be connected to a live agent.
(800) 846-5279 | You will be directly connected to a live agent.
(800) 916-8800 | Press 3 during the first message, then dial 2 to be connected to a live agent.