The mortgage is yours. The choice should be, too.
The Lenders Network is a free-to-use mortgage comparison and education platform. We help homebuyers and homeowners understand their options and request connections with participating lenders, so they can compare before deciding.
No charge to use TLN. We are not a lender, and lender approval or the lowest available rate is not guaranteed.
Three steps to a more informed mortgage decision.
We’re here to make shopping understandable, not to tell you a lender’s offer is automatically the best one.
Get clear on your options
Use practical guides and tools to understand loan programs, down payments, mortgage insurance, and the full cost of borrowing.
LEARN FIRSTRequest a lender connection
Share details about your goals and request introductions to participating mortgage companies that may fit your situation.
SEE YOUR OPTIONSCompare before you commit
Talk with lenders and compare their written terms, including rate, APR, fees, cash to close, and monthly payment.
YOU MAKE THE CALLA starting point for wherever you are.
First home, next home, refinance, or credit questions: your best next step should depend on your circumstances.
Understand the payment before the house hunt.
Learn how down payment, loan type, taxes, and mortgage insurance affect affordability. Then ask lenders for comparable estimates.
Explore purchase loan optionsDon’t refinance for the headline rate alone.
Compare total loan costs and estimate the break-even period. A lower monthly payment isn’t always the best long-term deal.
Explore refinance guidesA lender’s no doesn’t always mean every lender says no.
Guidelines differ by loan type and lenders may set stricter credit requirements. Get the reasons behind a denial and evaluate legitimate alternatives.
Read the FHA loan guideDifferent loans. Different trade-offs.
We cover the common programs so you can understand eligibility and compare total costs, not just rate headlines.
FHA loans
Government-insured financing with published credit and down-payment rules; lender standards still apply.
Explore FHAVA loans
For eligible military borrowers and surviving spouses, with distinctive benefits and service requirements.
Explore VAConventional
Evaluate down payments, credit-based pricing, and private mortgage insurance where applicable.
Explore conventionalJumbo loans
For larger mortgages above applicable conforming limits, with lender-specific underwriting.
Explore jumboUSDA loans
Explore location, income and household eligibility for qualifying rural and suburban financing.
Compare USDARefinancing
Learn when reducing your rate, changing your term, or accessing equity may make financial sense.
Explore refinancingProgram availability and lender participation vary. A connection request is not a loan offer or credit approval.
Useful information. Transparent incentives.
A mortgage comparison site should tell you what it does, where its revenue comes from, and how its content gets reviewed.
You’re the one making the mortgage decision.
Our job is to help you ask better questions, understand the trade-offs, and know what to compare before you choose a lender.
Read our publishing principlesHow TLN is funded
TLN is free to use because participating lenders and partners pay for marketing and borrower introductions. Compensation may influence some placements; educational standards are separate.
Ownership & fundingHow our content is made
Our editorial team uses mortgage-industry experience, agency guidance, editing, fact checks, and updates. We publish the rules behind our work.
Meet the editorial teamWhat happens to your information
General inquiries go to TLN. If you request lender connections, your information may be shared with participating partners according to the form notices and privacy policy.
Read our privacy policyQuestions worth asking.
Clear answers about what TLN can—and cannot—do for you.
Is The Lenders Network a lender?
No. TLN is a mortgage education and comparison platform. Participating lenders make offers, evaluate applications, and decide approvals.
Is using TLN free?
Yes, TLN’s educational tools and lender-connection service are free for consumers. The platform earns revenue from participating lenders and partners.
Does TLN guarantee the lowest rate?
No. The best available offer depends on your credit profile, property, timing, loan structure, and market. Compare lender Loan Estimates and consider alternatives beyond our network.
Can I compare lenders with imperfect credit?
You can request connections. Eligibility, score minimums, and lender participation vary, and a request does not guarantee an offer or approval.
Make the comparison before the commitment.
Explore the lenders and terms that may fit your goals. Free to use, with no obligation to choose a participating lender.
The Lenders Network is not a lender or mortgage broker and does not originate, approve, or fund loans. Rates, fees, loan availability, and approvals are determined by independent lenders. Partner disclosure · Privacy policy