The Lenders Network
  • Home
  • Apply Now
  • Home Loans
    • FHA Loans
      • FHA Guide
      • FHA vs. Conventional
      • Down Payment Guidelines
      • FHA 203K
    • VA Loans
      • VA Guide
      • VA Credit Requirements
    • Conventional Loans
      • Conventional Loan Guide
      • Requirements
      • Conventional 97 Loan
    • USDA Loans
    • Bad Credit Home Loans
      • Credit Repair
    • First-Time Homebuyers
      • Homebuyer Programs
    • Mortgage Guides
    • Refinance
      • Streamline Refinance
      • Cash-Out Refinance
      • Home Equity Loans
        • HELOC vs. Equity Loan
    • Affordability Calculator
  • Contact Us
    • About Us
    • Partners
      • Lenders
      • Agents
      • Contributor
  • Blog
Select Page
Ownership & Funding | The Lenders Network
LN
The Lenders Network
Home loan comparison & education · not a lender
Independent loan comparison site — not a lender
Ownership & funding information

Who we are, how we’re funded, and why it matters.

The Lenders Network is a home loan comparison and education platform, not a mortgage lender. Our business model is built around helping consumers compare options from independent lenders, while our partners fund the platform. This page explains our ownership and funding model, and how we protect your interests when money is involved.

Last updated: 2026

  • ✓ We operate as a comparison and lead‑generation platform, not as a lender or loan servicer.
  • ✓ Our revenue primarily comes from lenders and partners, not from fees you pay to use our tools.
  • ✓ Editorial and educational content is governed by publishing and ethics standards, not by lender payouts.
  • ✓ We disclose when money may influence placement or labeling of offers and ads.

For more detail on how compensation works, see our Advertising Disclosures, Partner Transparency, and Loan Comparison Network pages.

At a glance
Transparent about incentives

We think you should know not just which lenders you’re seeing, but why you’re seeing them and how we get paid when you use our site. Understanding our incentives helps you interpret recommendations and rankings with clear eyes.

Not a lender
Partner‑funded, user‑free tools
Sponsored content labeled as such

This page is informational and does not create a partnership, advisory, or fiduciary relationship between you and The Lenders Network.

1. Who operates The Lenders Network

The Lenders Network is operated by a U.S.‑based company headquartered at:

The Lenders Network
3131 McKinney Ave, Suite 668
Dallas, TX 75204
Phone: (214) 501‑5382

Our focus is building tools and educational content that help consumers compare mortgage options from multiple independent lenders. We are not a bank, lender, loan servicer, or mortgage broker acting as the creditor on your loan.

For more on our role in the loan process, see Is The Lenders Network a Lender? and Service Disclaimer.

2. How our business model works

Free to use for consumers — funded by partners

At a high level, our model is simple:

  • Consumers use our tools and content for free.
  • We connect interested consumers with independent lenders and partners.
  • Those lenders and partners may compensate us when we introduce them to potential customers.

That compensation helps pay for:

  • Developing and maintaining our website, tools, and technology;
  • Producing educational content and guides;
  • Customer support and compliance functions; and
  • Marketing to reach people who may benefit from comparison shopping.

2.1 Typical revenue sources

We may earn revenue through arrangements such as:

  • Lead or referral fees when we introduce you to a lender or partner;
  • Performance‑based compensation tied to certain actions you take with a lender (for example, requesting more information or, in some cases, closing a loan);
  • Sponsored placements or ads that appear in clearly labeled locations on our site; and
  • Brand or content partnerships where partners support specific tools, pages, or educational initiatives.

We do not charge you a separate fee to use our comparison tools. Any compensation we receive generally comes from lenders or partners, not from a line item in your closing costs paid to us.

3. How funding influences what you see (and how it doesn’t)

Our goal is to balance transparency about compensation with delivering useful, unbiased information. In practice, that means:

  • Some lenders or partners may pay us more than others, and not all lenders in the market participate in our network.
  • Participation and compensation can influence where and how offers appear on our site, especially in sponsored ad units.
  • Commercial arrangements do not give lenders approval rights over our independent educational content or over how we explain basic mortgage concepts.

We work to signal when money is involved by:

  • Labeling sponsored or “featured” placements where appropriate;
  • Using clear section headings and disclosures on ad units; and
  • Explaining in nearby copy that compensation may affect the order in which offers appear.

For more detail on these mechanics, see Advertising Disclosures and Partner Transparency.

4. Ownership, revenue, and editorial independence

Regardless of our ownership structure or revenue sources, we treat editorial independence as a core part of our value to users. In practice, that means:

  • Our Editorial Team and content contributors follow the guidelines in our Publishing Principles and Editorial Ethics Policy.
  • Lenders and advertisers do not approve, edit, or veto our independent educational articles, reviews, or general advice‑style content.
  • When we publish lender‑provided information (for example, product descriptions), we aim to clearly label it or place it in contexts where it’s obvious that the information comes from that lender.

You should assume that our business has financial relationships with many of the lenders we feature, but you should not assume that those relationships dictate what we say about basic mortgage concepts or what you should think about a product.

5. Quick funding overview

Here is a simplified overview of how money flows through The Lenders Network model:

SourceWhat it isHow it may affect you
Lender & partner paymentsFees we may receive for leads, referrals, or other performance‑based actions.Helps keep tools free to use. May influence which lenders participate and how offers are ordered.
Sponsored placements / adsClearly labeled units where partners pay for additional visibility.You may see “featured” or “sponsored” offers more prominently in certain sections.
Content & brand partnershipsPartners that help fund guides, tools, or educational initiatives.Content may acknowledge or thank a partner, but our editorial standards still apply.
No direct consumer feesWe do not charge you a separate fee to browse, compare, or request lender contact.You should still review lender fees carefully; we don’t control their pricing or closing costs.

6. What our funding model does not mean

Our partner‑funded model has limits. Specifically:

  • We do not charge you a fee that directly increases if your rate is higher or your fees are higher.
  • We do not promise that offers from partners are the best or only options available to you in the market.
  • We do not represent ourselves as your fiduciary, advisor, or mortgage broker.
  • We do not allow partners to change user reviews or independent educational content in exchange for money.

See our Service Disclaimer for more on what you should and shouldn’t rely on The Lenders Network for.

7. Ownership, funding, and fair access

Funding and ownership can affect who gets heard and how. We take that seriously. Our approach includes:

  • Publishing a separate Fair Lending Commitment that explains our expectations of lenders and our efforts to support non‑discriminatory access to information.
  • Maintaining Diversity and Inclusion commitments in how we frame content and examples.
  • Letting users, advocates, and professionals challenge us via our Actionable Feedback Policy if they believe our content or tools are biased or misleading.

Ownership and funding may shape what we’re able to build, but our long‑term success depends on being a trusted comparison source for as many types of borrowers as possible.

8. Questions about ownership or funding

If you have questions about this Ownership & Funding page or about how The Lenders Network operates, you can contact us at:

Email
support@thelendersnetwork.com

Mail
The Lenders Network
Attn: Ownership & Funding
3131 McKinney Ave, Suite 668
Dallas, TX 75204

Phone
(214) 501‑5382

We may update this page over time as our business or partnerships evolve. When we do, we’ll refresh the “Last updated” date above and may add additional detail where appropriate.

Why this page exists

Follow the incentives

Any site that connects consumers with financial products is shaped by incentives. We’d rather tell you plainly how we’re paid than let you guess.

Knowing where the money comes from helps you interpret:

• Why certain lenders appear more often;
• Why some offers are “featured” or “sponsored”; and
• Why our tools are free to use.

No mystery revenue User‑first disclosures
What to do with this info

How to use our site intelligently

Take our model into account when you compare options:

• Treat our tools as a starting point, not the final word.
• Compare offers from multiple lenders, including ones not on our platform if you’d like.
• Ask lenders direct questions about pricing, fees, and alternatives.

The more you understand the incentives in the system, the better questions you can ask before you sign.

Compare beyond one site Ask how lenders pay us
Information only

Not legal or investment advice

This Ownership & Funding page explains our model in plain language. It is not:

• A legal, tax, or investment opinion;
• A full description of every contract we have with each partner; or
• A guarantee that our relationships will remain the same over time.

If you need advice about how a specific loan or lender relationship fits into your finances, talk with a qualified professional.

© 2026 The Lenders Network. All rights reserved.
3131 McKinney Ave, Suite 668, Dallas, TX 75204 Phone: (214) 501‑5382 Privacy · Terms · Cookies

Privacy, Rights & Security

  • Legal & Compliance Center
  • Privacy Policy
  • Product Privacy Notice
  • Cookie Policy
  • Do Not Sell or Share My Personal Information
  • Do Not Call Policy
  • Contact Preferences
  • Accessibility Statement
  • Security Policy

Legal & Lending Disclosures

  • Terms of Use
  • Advertising Disclosures
  • Fair Lending & Anti-Discrimination
  • Website & Service Disclaimer
  • Licensing & Regulatory Disclosures
  • Copyright & IP Policy

How The Lenders Network Works

  • Partner Transparency & How We Match
  • Loan Comparison Network
  • Is The Lenders Network a Lender?
  • Ownership & Funding Information

Editorial & Governance

  • Diversity & Inclusion Policy
  • Editorial Team
  • Publishing Principles
  • Editorial Ethics Policy
  • Feedback Policy

OUR LATEST ARTICLE

Understanding Property Taxes in 2026

Understanding Property Taxes in 2026

CONTACT US

855.841.4663

214.501.5382

hi@thelendersnetwork.com

ABOUT US

Legal & Compliance

Blog

About Us

Contact Us

Join Our Team

Lenders

Agents

Become a Contributor

Follow Us

  • Follow
  • Follow
  • Follow
  • Legal & Compliance Center
  • Privacy Policy
  • Cookie Policy
  • Do Not Sell or Share
  • Do Not Call Policy
  • Contact Preferences
  • Terms of Use
  • Advertising Disclosures
  • Fair Lending
  • Service Disclaimer
  • Licensing & Regulatory
  • Copyright & IP Policy
  • Security Policy
  • Accessibility Statement
  • Partner Transparency
  • Loan Comparison Network
  • Is The Lenders Network a Lender?
  • Ownership & Funding
  • Diversity & Inclusion
  • Editorial Team
  • Publishing Principles
  • Editorial Ethics
  • Feedback Policy
Do Not Sell or Share My Personal Information

The Lenders Network is not a mortgage lender or broker. We are an independent home loan comparison and education platform that helps consumers compare options from multiple lenders. We do not originate loans, make credit decisions, or issue approvals. All rates, fees, terms, and loan decisions are provided solely by participating lenders.

The Lenders Network is not affiliated with any government agency. Information on this site is for educational purposes only and should not be considered legal, financial, or tax advice.

Copyright © 2026 The Lenders Network. 3131 McKinney Ave, Suite 668, Dallas, TX 75204. (214) 501-5382.

Cookies and Related Technologies

Notice of Right to Opt Out of Sale/Sharing

Your Privacy Choices

You can ask us at any time not to sell or share your personal information with third parties for advertising or cross-context behavioral advertising. This may include your contact details and how you use our site and tools. When you submit a request, we review it and apply your choices as required by privacy laws.

Submit a Request

Cookie Preferences

Cookies help us recognize your browser, keep tools working correctly, and improve your experience on The Lenders Network. You can turn off advertising cookies, but some features may not work as expected. Essential cookies, required for core site functions, cannot be turned off. For more details, see our Privacy Policy .

Essential Cookies

These cookies keep the site running, support secure form submissions, save your progress in tools and applications, and preserve basic settings.

Advertising Cookies

Advertising and analytics cookies may share limited data with our partners so that we can:

  1. Understand how homebuyers and homeowners use our site
  2. Show more relevant home loan offers and educational content
  3. Measure the performance of our marketing and communications
Preferences saved.

Your cookie choices have been recorded. You can update them anytime.

Pin It on Pinterest