We match you with lenders that are the best fit for your situation. Yes, it’s that easy!
Will my credit be pulled after submitting my information?
No. We only collect your contact information and basic information about your loan needs. A loan officer from one of the FHA lenders in our network will contact you by phone or email to discuss your options. Your credit will never be pulled unless you authorize the lender to do so.
I am worried having my credit pulled will lower my score?
When a lender pulls your credit is counts as a hard inquiry. Hard inquiries make up a small portion of your credit score, usually your score will only be affected if you have a significant amount of inquires. You also have a 30 day window to have multiple lenders pull your credit and it will only be counted as a single inquiry (this is allowed by the credit bureaus for rate shopping)
Can you help me improve my credit scores?
You can download our free DIY Credit repair guide. This guide includes expert tips, secrets & sample dispute letters. Some of our FHA Lenders have their own credit repair programs that may be beneficial to you as well. We suggest you complete the form and speak to one of our FHA Lenders before assuming you will not qualify due to poor credit.
I am not ready to buy right away, should I wait to apply for a loan?
Even if you are not planning on purchasing a home immediately, you should speak to a lender to ensure you qualify first. In the event you do not qualify for a loan, a loan officer can give you advice on what you need to do to qualify. If you wait until you have found a home to speak to a loan officer, it may be too late. When you complete our short form, an FHA Lender in our network will contact you to answer any questions you have.