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The Lenders Network allows home buyers to have lenders find them instead of the other way around. It takes the stress of home buying away completely!
No more calling lender after lender trying to find the right type of loan,best rates, or a reputable mortgage company. Even if you are credit challenged, we’ve made it easy for you to find FHA Lenders offering bad credit home loans.
Simply enter your information on our website and be contacted by several lenders who offer the best loan products tailored to your situation.
Why work with The Lenders Network?
The Lenders Network is the first website dedicated to helping people find reputable lenders that offer Home Loans for bad credit home buyers.*
We do not require any personal information, such as your date of birth, or social security number. We will not run your credit at all.
The Lenders Network has partnered with some of the largest direct FHA Lenders in the country. So you can come multiple home loan offers, and pick the best one for you.
Download our free DIY Credit repair guide. This guide includes expert tips, secrets & sample dispute letters.
How your scores are calculated
- Payment History 35%
- Amount of Debt 30%
- Length of Credit History 15%
- Inquires 10%
- Mix of Account Types 10%
Your credit score is calculated using an algorithm based on five factors. The most recent derogatory items on your credit profile have a bigger impact on your credit rating than older derogatory accounts. The mortgage industry will take your mid credit score to grade your loan worthiness. Your “mid score” is the middle score from the three credit bureaus. The highest, and lowest scores are not used, for example if your credit scores are 602, 630 and 655, your mid score is 630. If you are interested in working on improving your credit score you can download our credit repair guide for free.
*FHA requirements state that borrowers must have a minimum credit score of 580 to qualify for an FHA Loan with 3.5% down. Having a 580 credit score does not guarantee FHA loan approval. A 600 credit score is more likely to qualify for a mortgage. There are many factors that go into qualifying for a mortgage.Home Loans for Bad credit borrowers can make qualifying for a mortgage difficult. They may require manual underwriting. Complete the form on our site to speak to one of our network FHA lenders to see if you qualify for a mortgage.