FINDING THE RIGHT LENDER HAS NEVER BEEN THIS SIMPLE!
Get matched with lenders that are the best fit for your situation. Yes, it’s that easy!
FHA, VA, 203k, USDA, Refinance, Home equity Loans, Conventional and Jumbo Loans
- Purchase programs with as little as 3.5% down payment.
- Financing available as low as 580 FICO.
Submit your contact information.
A Lender will contact you to discuss your loan needs.
A Pre-Qualification letter will be provided to submit with your offer.
Work with one of our local realtors to submit your offer or find the perfect home.
We value your privacy by submitting your information you are giving consent to share your information with up to two (2) network lenders. You may be contacted by phone, email and/or SMS or MMS even if your name and phone number is on any DNC (do not call) list.
Why should I use one of your real estate agents?
Some agents have the patience to show homes for weeks or months to buyers that are just looking, other agents lack that patience but are the best negotiator in the state. Other agents are too busy to give you the attention you need. How do you know? It’s simple, you don’t so we created a grading system to ensure you work with the agent that is the best fit for your situation.
I am worried having my credit pulled will lower my score?
When a lender pulls your credit is counts as a hard inquiry. Hard inquiries make up a small portion of your credit score, usually your score will only be affected if you have a significant amount of inquires. You also have a 30 day window to have multiple lender pull your credit and it will only be counted as one inquiry (this is allowed by the credit bureaus for rate shopping)
Can you help me improve my credit scores?
If you complete a loan application with one of our partner lenders and you are denied. You may request our new Credit repair guide complete with expert tips, secrets & several sample dispute letters to repair your credit yourself at no charge.
Is my information going to be sold to companies who will call/email me non stop?
No. Unlike some companies who simply sell your information to anyone and everyone for months, even years. We select one or two lenders that are the best fit for your situation who will contact you. You will have a loan specialist with The Lenders Network working with you throughout the entire process. If you decide you do not want any help that is perfectly okay, we will delete your information.
I am not ready to buy right away, should I wait to apply for a loan?
No. Even if you are not planning on purchasing a home soon it is a good idea to see if you qualify for a mortgage. If you do not qualify now you will be able to get a clear understanding on what you need to do to be in position to qualify down the road.
Your credit scores are calculated using an algorithm based on these five factors. The more recent derogatory items on your credit profile hurt your score the most. The mortgage industry will take your mid credit score to grade your loan worthiness. This simply means they will throw out your highest and lowest score and go by your middle score. There is a difference in the credit scores you see on a free credit report you can pull yourself online and the score a lender will see.
How your credit scores are calculated
- Payment History 35%
- Debt owed 30%
- Length of credit history 15%
- Inquires 10%
- Mix of credit types 10%
Your mortgage credit scores could be higher or lower, every situation is different. Our mission is to help our clients throughout the home buying process, we have established relationships with lender that can lend to borrowers with low credit scores. The majority of our clients are referrals from real estate agents because we offer a free service no other company does. We work hard to find you a lender to approve your loan, if your scores are too low we have a free credit repair guide we offer in the event we are unable to get you approved by one of our lenders.
Not all agents are created equal, they may be the most underrated aspect of the home buying process. We took the guesswork out of choosing a real estate agent.
We have partnered with many of the top agents throughout the country. We created our own grading system based on their strengthens, and weaknesses. Get matched to the perfect agent based on your situation.SPEAK TO AN AGENT BECOME A PARTNER
SEE WHAT OUR PAST CLIENTS ARE SAYING ABOUT US
We are loving our new home thank you for all you do to help people!!! I recommend your company to everyone! Read more
I was so frustrated because every bank or lender gave me the run around. Because I had a 615 score I thought it was impossible to get approved but within a few hours I had my approval and was putting in our offer!!
I didn’t really think it was possible to get a loan with bad credit score but The Lenders Network made it happen! I can’t thank you guys enough!
The Lenders Network was nothing less than advertised! I got a Lender and a Realtor, and was closing on my home in under 2 months even with credit issues. A+