Refinancing your mortgage could lower your monthly mortgage payments, reduce your interest rate or let you get cash using your equity.


 Mortgage Refinance Options

Many people choose to refinance their existing mortgage to reduce their interest rate, lower their monthly mortgage payment or to get cash using their equity. There are many programs available will help you achieve your goals with little to no money out of pocket. Even if you have struggled financially in the past and have some credit issues we would love to help.

If you pay mortgage insurance after you have paid down the loan to under 80% of the value, removing mortgage insurance will save you tens of thousands of dollars. A cash out refinance is for someone looking to get a loan against the equity they have in their home. You may even decide to combine both a primary mortgage and a second mortgage into a new loan. When choosing which type of refinance option is best for you we can help guide you to the right lender to explain all your options to you.

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Pre-Qualify Today!

  • Purchase programs with just 3.5% down.

Step 1

Submit your contact information.

Step 2

A Lender will contact you to discuss your loan needs.

Step 3

A Pre-Qualification letter will be provided to submit with your offer.

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Can I still refinance my mortgage with poor credit?

Yes. Some refinance options like an FHA Streamline does not even require a credit check. Most refinance products will require you to have at least a 580-600 credit score.

Will having my credit pulled by a lender hurt my credit?

Every time your credit is ran by a creditor it counts as a hard inquiry. However inquiries account for just 10% of your overall credit score, in most cases a single inquiry will not have much, if any impact on your credit score.

Should I get a home equity loan or a cash out refinance?

Every situation is different so this question does not have a right answer. Complete our form, we will analyze your situation and match you with a lender who can show you the pros and cons of each option.